Bill Collectors

Are You in Debt? We Handle Abusive Bill Collectors!

Falling behind on your debt might trigger harassing phone calls and letters from collection agencies. Did you know that these businesses have to follow the law when they’re contacting you?

In 1978, the Fair Debt Collection Practices Act (FDCPA) was passed to protect consumers from unethical and abusive collection practices by third-party agencies. This law contains guidelines for challenging incorrect debt information. Any violations of this statute can result in severe fines and other penalties.

You can put a halt to aggressive bill collectors by filing for bankruptcy and receiving protection from the courts. Collection actions will stop, and your road to recovery can begin.

Bankruptcy Attorney in Dallas, Texas

So what are the stipulations spelled out in the statue? Here are several of actions that cannot be performed by bill collectors in the state of Texas:

  • Repeated calls with the intention to annoy, abuse, or harass
  • Misrepresentation of any kind for the purpose of collecting money
  • Calling before 8:00 a.m. or after 9:00 p.m.
  • Making any type of legal threat
  • Not ceasing communication when requested
  • Falsely reporting debt information to credit bureaus

Engel Law Firm knows what you’re experiencing, and we want to stop harassment from these collection agencies. A Dallas bankruptcy attorney from our firm can meet with you to review your financial situation. The advice you receive is a result of years of courtroom experience and research performed by our team of paralegals and legal secretaries.

Stop being harassed and start getting back on your feet. Contact Engel Law Firm today.