Lawsuits

Collection Actions and Lawsuits

If you are responsible for delinquent debts, creditors could file lawsuits against you as a way to collect their money. Having an attorney handle these notifications, and representing you in court, is the best way to handle this problem.

The Dallas attorneys at Engel Law Firm are dedicated to helping our clients who have experienced hard times. We’re familiar with the steps you can take, including filing for bankruptcy.

Whether you are being threatened with a lawsuit, or have a judgment against you following a lawsuit, filing for bankruptcy can help avoid the financial pitfalls. When you file for bankruptcy in Texas, an Automatic Stay will immediately go into effect, which will halt your creditors from further action.

Once a lawsuit is filed, and judgment is handed down, you have two choices: appear in court and agree to a payment plan, or risk wage garnishment. Another risk is a bank levy, which allows your creditors to take all the money from your account. A garnishment allows creditors to take 25% of your earnings as payment toward the debt.

No matter how you react to the lawsuit, it’s vital that you have access to an experienced attorney who is familiar with the proceedings. It is for this reason that you need to contact our Dallas Bankruptcy and Debt Lawyers at Engel Law Firm, We’ll help you take care of tomorrow.

Contact the Engel Law Firm today.