FAQ – Discharging Your Debt

Discharging Your Debt

Discharging your debt depends on how you have filed for Chapter 7 or Chapter 13 bankruptcy. Those filing under Chapter 7 can discharge their debts within several months. Chapter 13 filers see the discharge of their debts on completion of their payment plan, which typically takes three to five years.

There are certain debts that are unable to be discharged in a bankruptcy, and they include:

  • Child support debts
  • Alimony debts
  • Debts not listed in one’s bankruptcy claim
  • Student loans/federal education loans
  • Mortgages and other secured loans
  • Debts from personal injury/wrongful death claims as a result of a DUI accident
  • Debts for court/jail costs and other criminal fees

The experts at Engel Law Firm can answer these and other questions about bankruptcy and debt consolidation. We’re here to listen to your problems and recommend the course of action that makes the most sense.

Discharging your debt brings peace and hope to your life, plus it puts you on the road to financial recover. For more information, contact Engel Law Firm.