Category Archives: Bankruptcy

How to save your car from the repo man and repossession

  Stopping the Repo Man If you’ve ever lost your job or fell behind on your bills, you know exactly what I’m talking about.  At first it’s a choice between the utility bill, groceries, and your car payment.  You choose to pay the car payment and the groceries hoping that you’ll get some overtime or […]

Emotions of Bankruptcy That Keep Us Trapped

  Understanding the emotions of bankruptcy   How do you get past the emotions of bankruptcy which are holding you back? Making a decision and then sticking with the decision despite adversity is hard. If it wasn’t hard, life would be easy. One of the most difficult decisions to make is the decision to file […]

Improving your FICO Score and fixing your credit through bankruptcy

  FICO Score v Bankruptcy Ever heard that bankruptcy destroys your credit and kills your FICO score? Doesn’t bankruptcy destroy everyone’s credit? The short answer is no. I’m not claiming that bankruptcy always helps people’s credit. Of course that isn’t true–for example, if someone has a really high FICO score, like an 800, bankruptcy will […]

The Twin Towers of Bankruptcy That Empower you

  Twin Towers of Bankruptcy   If I were asked to explain bankruptcy in two words, my answer would be, “I need three words.”  What three words?  “Automatic Stay” and “Discharge”.  I like to think of them together as the Twin Towers of Bankruptcy.  These three words make up the two chief tools in Bankruptcy that […]

Will I lose my driver’s license if I file bankruptcy?

Bankruptcy and Your Texas Driver’s License   Ever thought filing for bankruptcy means you lose your license? You’re aren’t alone. Many people mistakenly believe that they could lose their driver’s license if they filed for bankruptcy. Fortunately, the answer is no. You will not lose your driver’s license! In fact, bankruptcy has no negative impact […]


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